Unlock the Potential of Tax Lien Investing in Navajo County

Investing in tax lien certificates in Navajo County can offer impressive returns with minimal risk. Here’s how you can achieve up to a 16% return on your investment.

What is a Tax Lien Certificate?

A tax lien certificate is a legal claim against a property with unpaid property taxes. In Navajo County, when you purchase a tax lien certificate, you essentially pay off the overdue taxes on someone else’s property. In return, you can earn up to 16% interest annually. If the original property owner doesn’t pay back the taxes within three years, you might even have the opportunity to take ownership of the property.

Why Choose Navajo County?

Navajo County offers a unique blend of investment opportunities and lifestyle benefits:

• Affordable Living: The median home cost is affordable, and the area has seen a home appreciation of 12.1% over the last decade.

• Natural Beauty: With attractions like Fool Hollow Lake and various campgrounds, the County blends natural beauty with cultural depth.

• Lower Cost of Living: The cost of living in the County is 2.1% lower than the U.S. average.

How to Start Investing in Tax Liens in Navajo County

1. Understand the Auction Process:
   • Tax lien auctions are held online every February through Real Auction. The bidding starts at 16% interest and goes down.
   • Register for the auction at the Navajo County Tax Sale.
2. Evaluate Over-the-Counter Liens:
   • Unsold tax liens become state-held and can be purchased over the counter. This can be a lucrative opportunity if you conduct thorough research on why these liens remained unsold.
3. Complete Necessary Forms:
   • If you’re new, you need to register manually by completing investor details and W9 forms. Payments for tax liens are accepted via Money Order, Certified Check, or Cash.

Pro Tips for Successful Tax Lien Investing

• Conduct Thorough Research: Always evaluate the liens you’re interested in before investing. This is especially crucial for over-the-counter liens.

• Strategic Bidding: Start with a lower interest rate to remain competitive while maximizing returns.

• Stay Informed: Keep up with the latest laws and procedures in Navajo County by consulting with the county government.

Interesting Facts

Natural Attractions: The county features picturesque campgrounds like Camp Shadow Pines and Fool Hollow Lake Campground.

Cultural Depth: The County actively preserves its tribal heritage, which is showcased in sites managed by Navajo Nation Parks and Recreation.

Community Services: Various city services in Holbrook, Pinetop/Lakeside, Snowflake/Taylor, Show Low, and Winslow ensure convenience for residents and travellers.

Frequently Asked Questions

Q: What is the typical date for tax lien sales in Navajo County?

A: Tax lien sales typically occur in February.

Q: What is the redemption period for tax liens in Navajo County?

A: The redemption period is three years.

Q: What is the interest rate for tax lien certificates in Navajo County?

A: The interest rate is up to 16% per annum.

Q: How can I buy tax liens over the counter?

A: You can buy unsold tax liens over the counter after the auction. You will need to register and complete the necessary forms.

Useful Links

• Navajo County Tax Liens
• Navajo County Treasurer’s Office
• Navajo County Property Assessor
• Auction Site

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