Henderson County, Tennessee Tax Sales: A Step-by-Step Guide for Buyers

Looking to invest in real estate in West Tennessee? Henderson County is a smart place to start. With its affordable land and easy-to-follow tax sale process, it’s become a great option for investors wanting to get started without spending a fortune. Here’s a clear and simple guide to help you understand how the Henderson County tax sale works.

How Tax Sales Work in Henderson County

Henderson County sells properties at public auction when owners don’t pay their property taxes. These auctions happen in person at the courthouse and give you the chance to buy land or homes for less than market value.

Important Tax Sale Details (Updated for 2025)

Detail	Description
Sale Type	Tax Deed Sale
Auction Location	Henderson County Courthouse, 17 Monroe Ave, Lexington, TN 38351
Auction Type	In-person, live auction
Sale Frequency	Annually (usually Spring or Fall)
Next Auction Date	Announced in local newspaper and on the Clerk & Master’s Page
Time of Auction	Typically 11:00 AM Central Time
Registration Required	Yes – same day, on-site before auction
Deposit Required	10% on sale day (if required), balance due upon deed transfer
Payment Methods	Cash, Money Order, Cashier’s Check (no personal checks)
Starting Bid	Begins at total taxes due, plus fees and interest
Redemption Period	1 Year (property can be reclaimed by previous owner during this time)
Final Deed Transfer	After redemption period ends (if property is not redeemed)
Contact Office	Clerk & Master: (731) 968-2801

How to Buy at the Auction – Step-by-Step

1. Check the List of Properties
   Look for published property lists on the Clerk & Master’s website and in the local newspaper.
2. Do a Drive-By
   Visit the property from the outside to check the location and condition.
3. Attend the Auction at the Courthouse
   Go to the courthouse on auction day. Bring valid ID and the payment deposit.
4. Register to Bid
   Register in person about an hour before the auction starts.
5. Bid and Win
   The highest bidder wins. Court approval is required before the sale is final.
6. Pay Immediately
   Pay in full with cash, a money order, or a cashier’s check.
7. Wait for the Redemption Period
   The original owner has one year to pay and reclaim the property.
8. Get the Deed
   If the property is not redeemed, you’ll get the tax deed after the redemption period ends.

Important Things to Know Before You Bid

• All sales are final. No refunds are given.
• Properties are sold as-is. The county doesn’t guarantee the condition or clear title.
• Some properties may have other liens or unpaid bills.
• A quiet title action may be needed to clear the deed.
• If someone still lives in the house, legal eviction may be required.
• You are responsible for future property taxes once the redemption period ends.

Why Invest in Henderson County?

Affordable Land & Housing

Property in Henderson County costs much less than in larger Tennessee cities. It’s a good area for first-time investors or anyone looking to buy rural land.

Great for Homesteaders

Much of the land is perfect for farming, gardening, or raising animals.

Outdoor Lifestyle

With places like Beech Lake and Natchez Trace State Park nearby, the area attracts people who enjoy boating, hiking, and fishing.

Growing Interest in Real Estate

Henderson County’s location between Memphis and Nashville makes it a growing area for rental and vacation properties.

Pro Tips

• Bring the right form of payment—cashier’s checks or money orders are best.
• Always do your homework. Use parcel maps, check tax records, and confirm zoning.
• Watch the calendar. Keep track of redemption deadlines and next steps.
• Consider getting legal help for title or eviction issues.

Frequently Asked Questions

Can I attend the auction online?
No, auctions are held in person only.

Do I get the property right away if I win?
No. You must wait one year before getting full ownership unless the previous owner redeems the property.

What happens if the original owner pays back the taxes?
You’ll get your payment back, but not any interest or legal fees.

Can someone from out of state bid?
Yes. There’s no residency requirement.

Are there land or mobile home lots available?
Yes. You’ll often find both land and homes at these auctions.

Useful Links

• Henderson County Clerk & Master
• Henderson County Government Website
• Trustee’s Office – Property Tax Info
• Lexington Progress Newspaper (Public Notices)
• Why Tennessee Tax Sales Are a Smart Investment Choice
• Let’s talk about redeemable tax deeds and how you can profit from them!
• Discover Tax Deeds and how you can find property for as little as $50

Summary: Why Henderson County is a Good Investment Spot

Henderson County offers:

• Low-cost tax deed sales
• Simple and public auction process
• One-year redemption period
• Affordable rural and small-town properties
• A strong location between two major cities

Prepare for the Next Auction

Check the auction calendar for upcoming sales. If you have questions or need expert guidance, book a call with us. We also provide free resources to help you understand the process and make smart investment decisions.

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